Loan Rates
Rates Effective: August 7, 2023
Members who have 3 or more products with TUFCU may qualify for a .50% discount on loans. Mortgages are Exempt.
** Rates are based on an evaluation of credit history so rates may differ.**
Rates
| Rate | Term Limits | |
| New Auto | 5.9% – 18% | Up to 84 Months |
| 2022-2021 Used Over $30K | 5.9 % – 18% | Up to 84 Months |
| 2021-2020 Used Under $30K | 5.9 % – 18% | Up to 72 Months |
| 2019- | 5.9 % – 18% | Up to 72 Months |
| Older and Specialty Autos | Call for Rates | Call for Terms |
** Specialty Auto Examples: Bentley, Farrari, Porsche, Corvette
| Rate | Term Limits | |
| New | 7.9% – 18% | Up to 84 Months |
| Used | 8.9% – 18% | Up to 72 Months |
| Maximum Allowed | Rate | Term Limits | |
| Share Secured | Share Balance | 3.9 % | 120 Months |
| Signature Unsecured | $20,000.00 | 10.0% – 18% | 60 Months |
| Holiday Loan | $2,500.00 | 9%-10% | 24 Months |
| 12-12-12 | $1,200.00 | 12% | 12 Months |
| Glory Loan | $500.00 | 18% | 1 Month |
| 5 for 5 | $500.00 | 18% | 5 Months |
| 6 for 6 | $600.00 | 18% | 6 Months |
| 8 for 8 | $800.00 | 18% | 8 Months |
| 10 for 10 | $1,000.00 | 18% | 10 Months |
| 12 for 10 | $1,200.00 | 18% | 10 Months |
| Rate | Term Limits | |
| Home Equity | Fixed Rate 6.0% -9.0% | 144 Months |
| Mortgage | Changes Daily | 360 Months |
| HIMP | 8.0 – 10.9% | 144 Months |
PRICING & RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
A $25.00 LATE CHARGE IS ADDED WHEN 10 DAYS PAST DUE.
Regular share for account over $100.00 … .05%
| Minimum Deposit $250.00 | Rate | APY* |
| 3 Month | 0.10% | 0.10% |
| 6 Month | 0.10% | 0.10% |
| 12 Month | 1.00% | 1.00% |
| 24 Month | 0.35% | 0.35% |
| 36 Month | 0.80% | 0.803% |
| 60 Month | 1.50% | 1.50% |
*APR = Annual Percentage Rate
Mastercard Credit Card – 9.99% to 18%
- A.P.R. = Annual Percentage Rate
- Rates are based on credit qualifications, credit score and include rewards discounts.
- Rates are subject to change without notice.